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As per the Motor Vehicles Act, 1988, all vehicles running on the Indian roads is mandatory to be insured. Motor insurance companies allow you to choose the type of coverage you want to opt for. There are two types of motor insurance - Third Party Liability Cover and Comprehensive Insurance Policy.

Vehicle Insurance category includes

The smartest thing to secure your car financially is by buying a car insurance policy. This would save your finances if your car meets with an accident, or falls prey to any natural disaster like floods, earthquake, theft, etc.

Health Insurance is a type of insurance that covers the insured's medical and surgical expenses. Depending on the policy terms and conditions, the insurer either pays the insured in the form of reimbursement or offers a cashless facility at the listed network hospital of the Insurance Company.

Certain benefits offered under Health Insurance Plans are:

• Pre & Post Hosptialization Benefit
• Cashless Treatment
• They can cover your financial liabilities
• Day Care Treatment, etc.
• Room Rent Waiver
• Maternity Cover
• Critical Illness cover
• Hospital Cash
• Personal Accident Rider, etc.

Health Insurance is divided into 4 categories which includes comprehensive health insurance, family floater cover, surgery cover and individual cover.

Travel insurance would help you tackle all the travel and medical contingencies while you travel abroad. It is utmost important to add travel insurance to your checklist while you plan your vacation, be it for leisure or business. Travel insurance is gaining back all its lost significance.

The main reasons to buy a Travel Insurance is to avoid unforeseen conditions like

• Flight delay
• Loss of baggage
• Loss of passport
• Medical emergencies
• Emergency dental expenses
• Hospital cash allowance
• Accidental death
• Financial emergency assistance, etc.
• Personal Accident Rider, etc.

A home offers the peace, serenity and warmth that you may be looking for after a tiring day at work. Therefore, buying a home insurance is utmost important. It offers protection to the entire structure of your house and ensures utmost security for all the belongings that you may collected over the years. There are certain home insurance policies that offer coverage till 5 years. You would have to pay a premium based on the value of the belongings in your home.

Home Insurance Covers the Structure and Content of your home from below

Fire and Peril Cover:

• Due to Fire, Explosion
• Aircraft Damage
• Lightning
• Missile Testing Operations

Natural Calamities:

• Flood
• Hurricane
• Storm
• Landslide and Rockslide
• Cyclone, etc.

Man Made Calamities

• Riot
• Strike
• Theft or Burglary

Marine insurance is also known as Cargo Insurance. It covers any loss or damage due to cargo, terminals, ships and other transport or cargo through which any property is acquired, transferred or is held between two points that can be the origin and the destination point.

The various types of Marine Insurance includes,

• Cargo insurance
• Hull insurance
• Freight insurance
• Liability insurance, etc.